IdeaRadar
Verify a private lender before you wire fees
Type a lender name and get a one‑page safe/unsafe report fast.
Score 8.3/10 · Build now
Money
3 August 2026
Proof at a glance
8.3 out of 10. Score 8.3/10 · Build now
The problem
You get a glossy email or term sheet from a "direct" private lender and your phone starts ringing with partners asking if the lender is real. Independent brokers say they often can’t find UCC filings, prior closings, or any press that isn’t self‑published, and some lenders ask for upfront diligence deposits that practitioners treat as potential scams (per threads on r/CommercialRealEstate). When those checks fail you burn a week or two chasing paperwork or you wire a diligence fee and lose 0.5–2% of a facility on a $5M–$10M ask — tens of thousands of dollars at stake on one bad call, and many brokers report paying thousands monthly for ad‑hoc data tools instead of a single quick pre‑screen. The market is hotter for private, niche credit and that growth plus recurring advance‑fee scams makes fast, cheap verification urgent (Reddit threads and industry commentary show both the scam problem and willingness to absorb third‑party costs).
The full idea
From problem to a working first version, in 5 steps
The full plan for this idea is for members.
Is there a market?
What helps, what could go wrong
The MVP: what to build first
First customers and payback
Build it this weekend
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